Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
Recently Phillps66/Conoco changed their crediting agency. In doing so a new bank did a hard inquiry
When they changed crediting agencies for their provider I was slapped with a hard inquiry for a card that I have had for nearly a year, and I do not recall ever giving their new provider permission to check, nor did I receive any notice that anything like this was going to happen. Is there something I can do to get this removed? Was the new crediting agency in the right checking my credit without permission or a chance to opt out and close my card?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.