Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
Jaexyn

0 Contributions
0 People Helped
Quickest way to find the culprit of a dropped score?
So I've become current with all payments, paid off one loan completely, making more than minimum payments on another, and on a payment plan with the other. Just recently, TransUnion didn't recognize that I paid the one off, so I had to fax them the pay off letter. It now shows correctly in my CK Accounts section, but my score went down 2 points and this is the only thing I've done credit-wise in the past couple of weeks.

Is this a reason that it would go down? Is there a way on the site to find the most recent reasons for score changes? Also, to any CK website programmers, that little up or down arrow next to the scores? Yeah, make that clickable and have it take you to the reason for the change!! I have no idea why I lost 2 points, and it's not like TU will give you any info without paying them.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.