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Paid down credit cards and my score dropped 15 pts
5/2015 score was 636 with utilization at 72%. 6/2015 score is now 621 with a 49% utilization. Ok so there are no hard inquires, no new accounts open and no accounts closed. How can this be? Anyone have any advise. Couple months ago I called each of my credit cards and ask when do they send accts. receivables to credit bureaus and I have set up my phone alerts to let me know one week prior to pay them off or down to under 10%. So as of today 2 of my 3 carsa are paid off and one is down to 123 with limit of 901. This is so frustrating I don't know what to do

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