Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
bernards3

0 Contributions
0 People Helped
Opening up a 3rd CC improve credit?
From December to March, I was able to bring my Score from a 580 to a 599. I had 2 accounts in collections (now paid in full), have 2 credit cards combined at 88% utilization. I know paying those off will raise it roughly another 30 points or so. If I open a 3rd secured card though my bank, use it, keep it low and pay on time, would that help my score overall? I have one card though Wells Fargo, one though USAA, should I open one through another bank? I'd really liked to get my score to a reasonable enough level so I can get a loan for a house/car without problems.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.