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My score dropped and I can't figure out why.
Earlier this year I had my first late payment ever. Naturally my score dropped, but I contacted the company and had the late payment removed as it was not my fault. Once that dropped my score went back up to its normal excellent level. Then in April my TransUnion score only inexplicably dropped by about 70 points and I no longer have excellent credit according to that bureau. I cannot for the life of me figure out why, as I show no late payments and nothing else changed except that my accounts are all now a few months older. Did they change their model? If not, is there some way I can contact the bureau to find out what happened? Thanks for any help!

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