Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Posted in Credit Scores
my credit is 590, whats a good creditcard i could get that would help me improve my score over time?
i only have 1 open account, and that is in good standing.
Profile Image

Question By
dubveer4

0 Contributions
0 People Helped
All Responses
Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Most Helpful Response
Helpful to 4 out of 4 people

when you have a 590, the best credit card to have is one, anyone will give you... typically, you need a 620 score with a decent income, before anyone will even look at you.

do a merged credit pull from all 3 bureaus, with the scores, and see exactly what else is on your report, that might be causing the 590, resolve that, and keep making the payments on time. untill then you need to keep your blalances down to less than 45% of your available credit, and just give it time.

good luck,

Top Contributor

Response by
matman1490

747 Contributions
348 People Helped
FHA home loan with a score under 600

You can get an FHA loan with under a 600 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can approve your loan at a decent rate. I have client's who have got approved and received a good rate at The Lenders Network with FHA and VA home loans. If anyone can find you a loan they can!

Top Contributor

Response by
BeverlyHillsagentASAP

19 Contributions
134 People Helped

that is a pretty low credit score. when i had that low credit score, i couldnt even get a credit card! what i am doing currently is getting a secure credit card through the bank.

Response by
queenangelgr

1 Contribution
0 People Helped
Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Reply to this Question

Write your response:

Enter Your Comments
Submit to the Community