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TresBay

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Multiple Hard Inquiries by Same Entity
In the course of refinancing our mtge, the same entity (associated with the mtge broker we are working with) pulled 3 hard inquiries on my credit score and my wife's (as co-borrower) credit score in the span of just 10 weeks. Consequently, according to Credit Karma, this is a "poor" component of our scores, albeit it purportedly has a low impact. Nevertheless, it's discouraging because the last time there was a hard inquiry prior to this was over a year beforehand. Is there a way to have the entity that pulled these inquiries request from the bureaus to consolidate these inquiries? Or can we do this directly through the bureaus? Or is there perhaps some other way to address this, other than to idly wait for two years for these inquiries to fall off of our reports?

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