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loan showing as credit card in my report. shows 90% of my credit is being used.
i financed a mattress at a sleep train store for $1500. now its showing as a credit card on my credit report. As a result it shows i'm using 90% of my available credit, and my score has gone down like 30 points. the frustraiting thing is that i was a few points away from going from a fair score to a good one. Can anyone explain what went wrong?
Did they miscadegorize it?

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