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Linmomgr

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Lender for refinance with cash out-poor credit
My credit is poor; my wife's is fair. We only own half of our home and want to buy out the co-owner. We would be going from a home equity loan to an actual mortgage. The mortgage amount would be about 60% of the value of the house, so plenty of equity. We would prefer t apply together, especially since I have the bulk of the income. Is there a lender out there that could handle this? Or should I just let my wife try on her own?

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