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Late mtg payment caused score to drop 70 pts. Will it recover in a few months ? Mine is doing, why ?
A missed payment caused my score to drop by 70 points a few months ago. However, in the last few weeks it has started coming back up. I thought it took 7 years to remove a late payment, could there be other reasons why my score is getting better, old items falling off the report, how can I tell ?

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