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I arrrived in the US 9 months ago, my score seems to be taking a long time to improve.
I have two auto loans, one credit card with a $1500 limit, and a secured card from Capital one. The one thing that seems to be working against me is my lack of credit history. Is there anything further I can be doing other than trying to accumulate more credit and store cards? I alsways pay my balances in full every month, and am sure to keep my utlization at around 20%

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