Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
meberich

2 Contributions
0 People Helped
how often does credit karma update the score?
All Responses

Results 1-10 of 13Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next
1 Contribution
2 People Helped
Most Helpful Response

Helpful to 2 out of 4 people

3 weeks ago I paid down a credit card from being almost maxed out to less that 30%, pain off two medical bills that were in collections and used another credit card to show I can use and pay off card (all as we were told to do); and nothing has changed on my score and my husbands got worse. What is up with the update not being done and a score getting worse! ? 

Top Contributor
101 Contributions
117 People Helped

Helpful to 3 out of 8 people

They update the score every time you inquire (which can be up to one time a day). I have had my score change twice in the last month, due to paying off of my debts; it has gone from 690 to 691 to 695, so I can validate that they really do update the scores.

Keep in mind that your score (grabbed from your TransUnion credit report by Credit Karma) does not change much day-to-day or even month-to-month unless you a) add accounts, b) pay off a significant amount of debt, c) have accounts removed, etc. (I'm sure you know the big ones).

If nothing major has occurred to affect your credit in the last two months (except for you paying on time), I wouldn't expect your score to change.

Good luck!

Reply by
tippytappin

1 Contribution
4 People Helped
Helpful to 4 out of 5 people

I paid off my credit cards a month and a half ago and Credit Karma still shows that I still owe that money when I don't. My score has not changed either of course so there is something going on with it.

2 Contributions
0 People Helped

Helpful to 0 out of 3 people

when does credit karma update the scores? Mine has been the same for two months from credit karma!!!!!!!!!!!

2 Contributions
0 People Helped

Helpful to 0 out of 1 people

how do you inquire?

2 Contributions
5 People Helped

Helpful to 3 out of 7 people

I just hit update, i had owed $5496 on my car which was totalled on June 20th, so now I don't have a $241 car payment or a $107 insurance payment, I was told my credit score would fly up to over 700 points due to the difference in debt to income ratio, instead the score plummeted to 524.  I need to get out there & buy a car, how the hell do i do that with a credit score of 524? Instead of it getting better it got significantly worse.  HELP!!

Results 1-10 of 13Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next

Reply to this Question

Write your response:
Enter Your Comments
 

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.