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Ajohns1010

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How long, for a mortgage to come off of a credit score, after a refinance out of my name
My ex husband refinanced the house into just his name, how long will it take for the mortgage to come off of my report??

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10 years if no derogitory remarks, 7 to 7 1/2 if there were. I believe.  But in reality it is helping your credit unless there were a lot of late payments. it shows diversity and length of history.  Anywhere within 2 to 4 months it will show closed and payed in full and show that you have no more obligation to it. but will show on history.

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