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Posted in Bankruptcy
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Question By
dolly02

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0 People Helped
how do i remove bankrupt from credit report

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The Bankruptcy Legal Record

Helpful to 201 out of 234 people

Legal Records on your credit report (also known as Public Records) include tax liens, court judgments, and bankruptcies.  If you file for bankruptcy, that record will remain on your credit report for seven years or longer depending on the type of bankruptcy filed.

Issue

Stays On Report

Description

Chapter 13 Bankruptcy

Seven Years from the Filing Date

Under Chapter 13 bankruptcy, a person repays at least a portion of their debts. Chapter 13 bankruptcy will remain in the credit report for seven years from the filing date.

Chapter 7 Bankruptcy

Ten Years from the Filing Date

Under Chapter 7 bankruptcy, a person does not repay any of the debts included in the filing. Chapter 7 bankruptcy remains on the credit report for 10 years from the filing date.

My Source: http://www.freecreditscore.com/resources/credit-articles/manage-debt/bankruptcies

Reply by
maureen52

1 Contribution
60 People Helped
Helpful to 60 out of 82 people

My bankruptcy has been on my report for 10 years and 3 months and was discharged 10 years and 3 months ago, how do i get it removed?

Reply by
Cheetamom

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23 People Helped
Helpful to 23 out of 33 people

My bankruptcy was filed in May 2005 but is still showing on my credit report

1 Contribution
3 People Helped

bankruptcy

Helpful to 3 out of 3 people

how do i remove bankruptcy?frankied

1 Contribution
31 People Helped

Never really went through with bankruptc

Helpful to 31 out of 44 people

I filled bankruptcy but never went through with it, is there any way to get that removed from my credit score ?

Reply by
tonychamp

2 Contributions
13 People Helped
Helpful to 6 out of 6 people

i also never followed thru and wish i did and saved three houses or at least kept one. i took it off one burea by dispute but the others still show it

1 Contribution
16 People Helped

CREDIT SCRUBBER

Helpful to 16 out of 24 people

Get a credit scrubber, I paid $1500 and within 120 days my score went from 340 to 770

Reply by
ladorisdesmar

7 Contributions
25 People Helped
Helpful to 8 out of 9 people

what is that

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Reply by
tonychamp

2 Contributions
13 People Helped
Helpful to 7 out of 15 people

what is a credit scrubber

1 Contribution
19 People Helped

Bankruptcy from 2005

Helpful to 19 out of 22 people

How do I go about removing my bankruptcy from my credit reports?

1 Contribution
12 People Helped

Mr Howard Fox

Helpful to 12 out of 16 people

How do I go about having my bankruptcy removed from my credit report? I filed in 2002, it is now 2014 more than 10 years. Please advise or can you do something about it? Thank you I remain Howard fox. Hoping to hear from you soon.

Top Contributor
1132 Contributions
1209 People Helped

Helpful to 26 out of 38 people

A Bk stays for 10 years from the filing date.

1 Contribution
26 People Helped

Remove chapter 13 bankruptcy from credit

Helpful to 26 out of 46 people

How do you remove the bankruptcy from your credit report. It's a chapter 13, and it's been 7 years since filing.

1 Contribution
17 People Helped

Bankruptcy

Helpful to 17 out of 31 people

How do I get rid of a bankruptcy chapter 7 that I filed back in 2005 off of my credit?

1 Contribution
7 People Helped

How to remove bankruptcy

Helpful to 7 out of 12 people

it's a long wait but 7 years is what it takes to get it erased.  Don't think you can't get cause some company will give you a chance nosing you can only claim bankruptcy once. When your 7 years ends make sure they do not bring it up when trying to get credit it's illegal to bring it up once you. 7 years is up. You start fresh,

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