Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Bankruptcy
Profile Image

Question By
dolly02

0 Contributions
0 People Helped
how do i remove bankrupt from credit report

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-10 of 18Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next
2 Contributions
428 People Helped

The Bankruptcy Legal Record

Helpful to 209 out of 245 people

Legal Records on your credit report (also known as Public Records) include tax liens, court judgments, and bankruptcies.  If you file for bankruptcy, that record will remain on your credit report for seven years or longer depending on the type of bankruptcy filed.

Issue

Stays On Report

Description

Chapter 13 Bankruptcy

Seven Years from the Filing Date

Under Chapter 13 bankruptcy, a person repays at least a portion of their debts. Chapter 13 bankruptcy will remain in the credit report for seven years from the filing date.

Chapter 7 Bankruptcy

Ten Years from the Filing Date

Under Chapter 7 bankruptcy, a person does not repay any of the debts included in the filing. Chapter 7 bankruptcy remains on the credit report for 10 years from the filing date.

My Source: http://www.freecreditscore.com/resources/credit-articles/manage-debt/bankruptcies

Reply by
maureen52

1 Contribution
70 People Helped
Helpful to 70 out of 99 people

My bankruptcy has been on my report for 10 years and 3 months and was discharged 10 years and 3 months ago, how do i get it removed?

Reply by
Cheetamom

1 Contribution
24 People Helped
Helpful to 24 out of 38 people

My bankruptcy was filed in May 2005 but is still showing on my credit report

Reply by
diamond1160

1 Contribution
10 People Helped
Helpful to 10 out of 12 people

I filed a bankruptcy but did not go through with it it has been dismissed and it has still been reported on my credit report as a bankruptcy how do I get this removed off of my credit report a third party has reported to all 3 credit bureaus and now it looks like a bankruptcy on my creditors and I can't use my credit cards because of this how do I go after the third party and make them remove this

Top Contributor

Reply by
Jensetter04

453 Contributions
87 People Helped
Helpful to 0 out of 1 people

I was thinking of applying for a bankruptcy form because i have no other options, I’m on a fixed income and cannot afford new things like auto loan, mortgage loan. My insurance premiums increased and the interest rate has hindered me from getting some benefits and securing a job I wish. I came across a comment of a man on a blog giving kudos to EXCELLENT REPAIRS for job well done in clearing off his debts and fixing his bad credit report. I took a risk by hiring him to fix my credit. I’m happy to tell you that my credit was fixed within 5-6 days by this exceptional credit expert. I was impressed by his work and that’s the reason I’m recommending him as well. You can reach him at sgiacalone03@ g m a i l . c o m, He’s name is Steve Giacalone… You will be glad you did

1 Contribution
23 People Helped

CREDIT SCRUBBER

Helpful to 23 out of 31 people

Get a credit scrubber, I paid $1500 and within 120 days my score went from 340 to 770

Reply by
ladorisdesmar

7 Contributions
31 People Helped
Helpful to 8 out of 9 people

what is that

Enter Your Reply

Reply by
tonychamp

2 Contributions
19 People Helped
Helpful to 12 out of 24 people

what is a credit scrubber

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 2 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

Top Contributor

Reply by
Jensetter04

453 Contributions
87 People Helped
Helpful to 0 out of 1 people

I was thinking of applying for a bankruptcy form because i have no other options, I’m on a fixed income and cannot afford new things like auto loan, mortgage loan. My insurance premiums increased and the interest rate has hindered me from getting some benefits and securing a job I wish. I came across a comment of a man on a blog giving kudos to EXCELLENT REPAIRS for job well done in clearing off his debts and fixing his bad credit report. I took a risk by hiring him to fix my credit. I’m happy to tell you that my credit was fixed within 5-6 days by this exceptional credit expert. I was impressed by his work and that’s the reason I’m recommending him as well. You can reach him at sgiacalone03@ g m a i l . c o m, He’s name is Steve Giacalone… You will be glad you did

1 Contribution
38 People Helped

Never really went through with bankruptc

Helpful to 38 out of 52 people

I filled bankruptcy but never went through with it, is there any way to get that removed from my credit score ?

Reply by
tonychamp

2 Contributions
19 People Helped
Helpful to 7 out of 7 people

i also never followed thru and wish i did and saved three houses or at least kept one. i took it off one burea by dispute but the others still show it

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 2 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

1 Contribution
26 People Helped

Bankruptcy from 2005

Helpful to 26 out of 29 people

How do I go about removing my bankruptcy from my credit reports?

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 2 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

1 Contribution
4 People Helped

bankruptcy

Helpful to 4 out of 5 people

how do i remove bankruptcy?frankied

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 3 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

1 Contribution
15 People Helped

Mr Howard Fox

Helpful to 15 out of 20 people

How do I go about having my bankruptcy removed from my credit report? I filed in 2002, it is now 2014 more than 10 years. Please advise or can you do something about it? Thank you I remain Howard fox. Hoping to hear from you soon.

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 3 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

Top Contributor
2046 Contributions
1316 People Helped

Helpful to 26 out of 41 people

A Bk stays for 10 years from the filing date.

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 3 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

1 Contribution
30 People Helped

Remove chapter 13 bankruptcy from credit

Helpful to 30 out of 51 people

How do you remove the bankruptcy from your credit report. It's a chapter 13, and it's been 7 years since filing.

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 2 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

Top Contributor

Reply by
Jensetter04

453 Contributions
87 People Helped
Helpful to 0 out of 2 people

I was thinking of applying for a bankruptcy form because i have no other options, I’m on a fixed income and cannot afford new things like auto loan, mortgage loan. My insurance premiums increased and the interest rate has hindered me from getting some benefits and securing a job I wish. I came across a comment of a man on a blog giving kudos to EXCELLENT REPAIRS for job well done in clearing off his debts and fixing his bad credit report. I took a risk by hiring him to fix my credit. I’m happy to tell you that my credit was fixed within 5-6 days by this exceptional credit expert. I was impressed by his work and that’s the reason I’m recommending him as well. You can reach him at sgiacalone03@ g m a i l . c o m, He’s name is Steve Giacalone… You will be glad you did

1 Contribution
18 People Helped

Bankruptcy

Helpful to 18 out of 32 people

How do I get rid of a bankruptcy chapter 7 that I filed back in 2005 off of my credit?

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 2 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

1 Contribution
7 People Helped

How to remove bankruptcy

Helpful to 7 out of 12 people

it's a long wait but 7 years is what it takes to get it erased.  Don't think you can't get cause some company will give you a chance nosing you can only claim bankruptcy once. When your 7 years ends make sure they do not bring it up when trying to get credit it's illegal to bring it up once you. 7 years is up. You start fresh,

Top Contributor
194 Contributions
27 People Helped
Helpful to 0 out of 2 people

 Hello everyone! I think i have found solution to 68% of  Americans problem. And i have seen so many recommendations on Alan. I wouldn’t advise anyone to use most of the hackers pr site on here as they are fake and scammers and mostly with delays. but if you need a real Fico, Transunion, equifax and experian credit agent to change your school grades, boost or rebuild your credit score? They can also help you eliminate negativity in your records (Theft & criminal, eviction) and bankruptcies and mortgage debts. he also tackles tax aliens, this guy is just the best out there. you can contact (best  hacker) He's a legit credit repair agent... I have also used him a few times to change attendance records off skyward and heard he does social network hacks also. Hope that helps?  you can also get a loan through them via secured and trusted source. His email is - (besthacker0509  @   gmail   .   com ) Y'all can can thank me later.

Top Contributor

Reply by
Jensetter04

453 Contributions
87 People Helped
Helpful to 0 out of 1 people

I was thinking of applying for a bankruptcy form because i have no other options, I’m on a fixed income and cannot afford new things like auto loan, mortgage loan. My insurance premiums increased and the interest rate has hindered me from getting some benefits and securing a job I wish. I came across a comment of a man on a blog giving kudos to EXCELLENT REPAIRS for job well done in clearing off his debts and fixing his bad credit report. I took a risk by hiring him to fix my credit. I’m happy to tell you that my credit was fixed within 5-6 days by this exceptional credit expert. I was impressed by his work and that’s the reason I’m recommending him as well. You can reach him at sgiacalone03@ g m a i l . c o m, He’s name is Steve Giacalone… You will be glad you did

Results 1-10 of 18Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.