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How can I raise my score quickly
I don't really understand why my credit score is so low . . . I only owe like $1200 total.

I have a car loan that is getting close to being paid off, and my payments have never been late.

We do not have credit cards, and we do not want them . . . I think it's silly to hear the only way to raise your credit score, it to have a credit card.

If I pay off this debt, will my score go up?


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