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Hard Credit Inquiry
The ONLY item at all on my credit report is a civil judgement from a medical problem 3 or 4 years ago. No credit cards. No loans. Nothing. I had a couple from clear back in 2000 or 2002 but they are beyond the statute of limitations for collection and I have followed up and found all items were eventually written off. Yet each month it seems I see a hard credit inquiry from an LERS LLC, which is a collection agency of sorts. How can I stop them from checking each month when I know I can't possibly owe them or anybody else any money?

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