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getting a new loan before a repo
so i bought a car about a year ago at used buy here pay here dealership ever since the first week i bought it ive been having car problems with it i had to rebuild the transmission a week after i bought and have been pouring money in it ever since until i finally got tired of it the car wasnt working at the moment due to a bad starter or a computer problem who knows but i ended up taking it to the dealer they didnt know what was wrong and told me to take it to a certified dealer i was just fed up with the car so i went straight to a honda dealer and got approved for a new car but when they looked in to the old car i wanted to trade in they told me it wasnt showing up and if i was sure that it was being reported i told them yes so they looked again and it turns out it is only being reported on experian and that the car payments didnt help at all getting my new car that the only things that helped were my two credit card (capital one and BoA) so i asked if it was even worth trading in the negative equity for the loan since i still owed 10k and the car was worth 6 or 7k working or just having the car repossessed at a later date the dealer told me they talked to the bank (capital one) and told me it didnt have to be traded in so i ended up towing the car home and driving my new car home so i guess the question is how much will it affect my credit score since it was only being reported on experian? will the repo show up in all 3? and will the repo affect the status of my current loan?

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