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do personal loans help build credit
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dcarl1n

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By "personal loan", I presume you're referring to what's often called a "signature loan", an unsecured loan from a bank or finance company, typically with a specific repayment schedule.

As long as you're getting the loan from a legitimate bank or lender, then they should be reporting your account to the credit bureaus.  The lender should be able to confirm this for you.

Any loan that you consistently pay as agreed generally helps you to build a positive credit history, though it will probably hurt your credit in the short term because it's a new account which increases your debt and your monthly obligations.

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Drivel

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