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Squashplayer

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Credit Karma score is way higher than Experian score. Why is that?
Credit Karma is 100 points higher than Experian Score just pulled as part of a credit card application. Why is that?

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There is no "CreditKarma score"

CreditKarma just shows you your scores from two of the 3 major credit reporting agencies; they do not provide any score of their own.  There can be vast differences in the way scores are calculated, most often VantageScore vs. FICO.  While you can't get your FICO score from CK, many bank accounts & credit-card companies provide it to you for free.

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You just joined, so need to take the time to read the articles and other information on this site so you can learn how credit really works, and how to improve yours.  The reason for the differences is different methods of calculation and t here can be even hundreds of methods, resulting in so many score variations, as you will learn.  Providing this information for your credit education is the purpose of Credit Karma.

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