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can i get a car loan with a 549 credit score?
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It would be nearly impossible. Your only chances would be maybe roadloans which of course is a higher APR and around $1500 down give or take and drivetime. Drivetime is just garbage and I highly suggest you stay away. I would rather walk with bricks around my ankles than get ripped off by them. There are also those buy here pay here places that would finance you but would want some money down.

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