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Offered by: MetaBank

UPside Visa® Prepaid Card

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: N/A
Typical High: N/A









* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate


Annual Fee

See Terms

Late Fee


Cash Advance Fee


Balance Transfer Fee


Note: Sample data consists of Credit Karma members who hold this card.

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UPside Visa® Prepaid Card Cardholder Comparison Coming Soon!

We’re working hard to collect and analyze information about typical cardholders. When we have enough data available, you’ll see charts and statistics about this card, right here on Credit Karma. Check back often for updates!

2 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Helpful to 0 out of 1 people

Long story short money missing off my card paid $2.99 for Horrible phone customer service DONT GET ONE!!!!!!!!

Dec 19, 2011

I signed up for the UPside card a few weeks ago, and I cannot say enough good things about how happy I am to have done this. My motivation for trying this card out was not only because I wanted a credit card without a credit check, but I was sick and tired of my bank charing me fees for every little thing. I sometimes need my paycheck money faster than usual, and I would lose out by cashing my cheque at the money mart places. The cool thing about the upside card is that it also acts like a bank account. You get a checking account number and you can get your pay cheque directly deposited to it. Now I have access to my paycheque right away, with my credit card, no need to transfer or pay crazy fees.

Nice one UPside. Also, I can reload my cell with it... this is the next big thing in banking, for real, if the banks to get with the program they gonna lose customers. Fine by me, I'm super happy with upside, I can even pay my bill with it. Dope!


mattiasherman's response was:    

Apr 11, 2011

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2014 through April 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.