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Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until December 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until December 2015, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: 638
Typical High: 818
until December 2015   until December 2015  


12.9% – 22.9%*


12.9% – 22.9%*





Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee


Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee


Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees






Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 964
Data Created: February 02, 2015

201 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Quicksliver approved Helpful to 1 out of 1 people

Have quicksilver one card for 5 months on steps waiting for cli. Decided to try the prequailification for quicksilver card. Was approved. Filled application and was approved for $10,000 with 12% apr. Thought I was dreaming. Wonder what my CLI will be on the quicksilver one card.

ratboy2k's response was:    

Mar 23, 2015

ratboy2k(10, 3)

Top Contributor

Approved for Quicksilver card. Helpful to 1 out of 1 people

Have quicksilver one card for 5 months on steps program waiting for cli.  Tried the pre qualification on quicksilver card and was approved. Filled out application and was approved for $10,000 with 12% interest.  I  felt like I was dreaming.  Wonder what the cli increase will be on my quicksilver one card.  All in all I am stoked.

ratboy2k's response was:    

Mar 23, 2015

ratboy2k(10, 3)

Top Contributor

Awesome Rewards/Cash back Helpful to 2 out of 2 people

this card is awesome everything I purchase or use it for I  recieved cash back and its great!!! Loving this Card

kjarrett1991's response was:    

Mar 23, 2015

kjarrett1991(19, 15)

Top Contributor

1.5% Cash Back Is Not Bad! Helpful to 1 out of 1 people

Didn't use CK as a reference to apply for this card.  Had a Platinum CapOne card and wanted some type of reward.  The 0% interest lasted a while and when I called in CS one day I was told I had an offer to switch to this card.  Why not?  Cash back was instant, I wish I had switched to this card before.  Try to get this card and not the QuickSilverOne card.  That card might have an annual fee attached to it.     Capital One helped me on my way to get CitiBank and American Express cards.

GoEagles997's response was:    

Mar 20, 2015

GoEagles997(1, 1)

Just got approved! Helpful to 3 out of 3 people

After reading the other posts, I decided to give it a try.  I just had one of my hard inquiries fall off, so I figured I would go ahead and apply for another card to continue building my credit.  So glad I did!  Trans score 755, Equifax 748, approved instantly for $10k, 0% intro and 17.9% APR thereafter.  1.5% cash back, no annual fee, can't beat it!  Haven't even received the card yet so can't speak to quality of card itself (mentioned in several posts), customer service, or happiness with card.  However, the application process was simple and fast.

Mar 17, 2015

See all 201 Reviews of Capital One® Quicksilver® Cash Rewards Credit Card

† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2014 through March 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.