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Offered by: Capital One

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until February 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until February 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: 645
Typical High: 802
until February 2016   until February 2016  


12.9% – 22.9%*


12.9% – 22.9%*





Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee


Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee


Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees






Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 964
Data Created: February 02, 2015

224 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

It's good card to have for any purchase. Helpful to 4 out of 4 people

The application was quick and easy, especially after the preapproval, also Visa is accepted everywhere.  Capital One has been very good to me since I began rebuilding my credit, credit line increases especially . The way to be successful in the credit card game is to pay off your balance every month, if you have to carry a balance , make sure it's small. Also, try to use your cards for everyday expenses , this way you only spend money that would use anyway.

ElGuapo15's response was:    

May 23, 2015

ElGuapo15(1, 4)

Approved with 690 CK score Helpful to 2 out of 2 people

Credit Karma said I had low approval odds for this card and suggested the mastcard version of the same card which also has an anual fee. I applied for this card and was approved for a $3000 limit with 17% interest rate. It is a high interest rate but I use my credit card just like a debit card and pay it of in full. I plan to switch to this card so I also get the 1.5% back on all purchases.

Reixy's response was:    

May 16, 2015

Reixy(1, 2)

Application process was simple Helpful to 1 out of 1 people

I currently have a 723 FICO Score and CK recommended the Quick Silver Card. I have been receiving offers by mail almost every week, so they beat me down and I decided to apply online and link to my Capital One Platium for easy access. I was instantly approved for 3k which is a good starting point. I like 0% APR and 0 annual fee. I mostlikely will have my wife use this card for monthly household expenses then pay in full at the end of each month. Thanks for the extra CL Capital One, you succeeded in retaining a loyal client.

matrix5661's response was:    

May 15, 2015

matrix5661(1, 1)

See all 224 Reviews of Capital One® Quicksilver® Cash Rewards Credit Card

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2014 through April 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.