Capital One® Quicksilver® Cash Rewards Credit Card

Apply by phone 1-866-960-8706
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until January 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until January 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Annual Fee
Purchase Intro APR
Purchase Regular APR
Balance Transfer Intro APR
Balance Transfer Regular APR
until January 2016
until January 2016
$0
0%
12.9% – 22.9%*
0%
12.9% – 22.9%*
Variable
Variable
Annual Fee
Purchase Intro APR
until January 2016
$0
0%
Purchase
Regular APR
Balance
Transfer
Intro APR
Balance
Transfer
Regular APR
until January 2016
12.9% – 22.9%*
0%
12.9% – 22.9%*
Variable
Variable

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate 24.9%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $35
Balance Transfer Fee 3%

Savings

Savings over 1 year $378
Savings over 3 years $978

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Rewards

Sign-Up Bonus

Earn $100 after you spend $500 in 3 months.

All Purchases

1% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Hogan315
Got Approved
by Hogan315
Helpful to 104 out of 108

According to Credit Karma I have fair credit, however for this card it states you have to have excellent credit. Needless to say, I joined credit Karma yesterday 11/20/13 and obtained my credit score (672), reviewed my credit card recommendations (Chase freedom TOP RANK, CapOne Quicksilver 1ST RUNNER UP, and I can't remember the last one). I went with CapOne because I liked their 1.5% over Chase's 1% with rotating categories that I may never utilize. Needless to say, I was approved with FAIR credit for $5000.00 with 20.9% APR, which is high....however, I plan on using my card like I would my debit card to pay bills I know I have the money for and then turning around and paying it off at the due date to avoid paying interest and to improve my credit and get better offers. Will keep you all posted on customer service, cash reward redemption, etc. once I receive and have a chance to use my card!!! Thanks Capital One and thank you credit Karma!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
aaplmo
WORST approval process
by aaplmo
Helpful to 3 out of 3

I have 30 credit cards and never seen anyone take this long to process an application. I have CK score of 755 at the time of application. It has been 8 business days since my application and the application is still under review. They have pulled my credit but haven't made a decision yet. You also don't get auto pay option in capitalone. Stay away from this company. I have called the customer care about my application and they would keep telling me that it takes 10 business days to process my application. Really?? You guys don't use computers? How hard is it to look at my credit and make a decision.


Our Take

The Capital One® Quicksilver® Cash Rewards Credit Card offers appealing cash back terms to consumers with good to excellent credit.

What to Like

The Capital One® Quicksilver® Cash Rewards Credit Card includes 1.5% cash back on all purchases. There’s no limit or expiration date on the cash back rewards you earn, and no annual or foreign transaction fees. The card also includes a 0% intro APR on both purchases and balance transfers until January 2016.

Look Out For

Each balance transfer comes with a 3% fee. If you’re late on a payment, you could also be hit by a high penalty APR that could apply indefinitely.

Similar Offers

Capital One® Quicksilver® Cash Rewards Credit Card

Balance Transfer Intro APR Purchase Intro APR Regular APR

until January 2016

until January 2016

0%

0%

12.9% – 22.9%*

Variable

† These Approval Odds represent Credit Karma's estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2014 through March 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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