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Capital One® Quicksilver® Cash Rewards Credit Card

Offered by: Capital One

Capital One® Quicksilver® Cash Rewards Credit Card

  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until March 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
711
Typical Low: 648
Typical High: 780
until March 2016   until March 2016  

0%

12.9% – 22.9%*

0%

12.9% – 22.9%*

 

Variable

 

Variable

Additional Details

Click here for Additional Details

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee

3%

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

‑$527

$0

$0

Interest Savings on Transferred Balance

$3,443

$1,913

$1,263

Interest Savings on New Purchases

$1,328

$2,224

$4,395

Value of Rewards on New Purchases

$684

$684

$684

Value of Bonus Points

$100

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$5,029

$4,821

$6,342

Total Savings over 3 Years

$16,191

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 964
Data Created: February 02, 2015



244 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Just got approved Helpful to 0 out of 1 people

Thank you everyone for posting your reviews.  It helped me to go ahead and apply.  I haven't applied for a card in several years.  In fact, I've been paying my cards off with a consolidated credit service.  My credit scores are 690 and 696 and I was approved for $10,000.  That's impressive.  I have made consistent payments with my consolidation payments, perhaps that is the reason, not exactly sure.  Either way, it seemed to work out nicely.  

I hope that you all have good results in your search for the right card and that you are successful in all of your financial endeavors!

livinitlovinit's response was:    

 
Jul 07, 2015

seansure(1, 0)

Helpful to 0 out of 1 people

Great card ! Thanks capital one

seansure's response was:    

 
Jul 04, 2015
Awesome card

First I am going to start off with: Capital One is a great bank.

I had a Capital One Journey card for around 2.5 years. So, I called Capital One to see if I could upgrade my card and they went ahead and upgraded my card to the Capital One Quicksilver card. The 1.5% cash back really does add up. Also, the Uber deal is great! 20% statement credit for Uber rides, as well as two complimentary rides they gave me. It is nice that it is a Visa card and the card itself looks very gorgeous. I had a decent 19.99% APR and weeks after receiving the card, I called and got them to lower the APR to 15.87%....which actually does help out a lot! I am very happy with my card.

thebigcomputergeek's response was:    

 
Jul 02, 2015
Applied and Approved Helpful to 2 out of 4 people

Applied and recieved an instant decision. Approved for $3000. CK had odds of Fair.

Nickroberts8226's response was:    

 
Jun 30, 2015
Above average. Helpful to 2 out of 3 people

Pros:

- 20% Credit on Uber (until 2016 April) makes it a go-to card for uber.

- Cash back does not have minimum amount to redeem.

- Probably has the highest reward (1.5%) for uncatagorized foreign purchase.

I would use it for uber and uncatagorized foreign purchase that I don't care about.

thisscreennamehastobeavailable's response was:    

 
Jun 25, 2015

See all 244 Reviews of Capital One® Quicksilver® Cash Rewards Credit Card

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.