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Offered by: Chase

Southwest Airlines Rapid Rewards® Premier Credit Card

  • Get 25,000 points after you spend $1,000 on purchases in the first 3 months of opening your account.
  • Get 6,000 points after your Cardmember Anniversary.
  • Earn 2 points per $1 spent on Southwest Airlines® purchases made directly with the airline and on Rapid Rewards Hotel and Car Rental Partner purchases.
  • Earn 1 point per $1 spent on all other purchases.
  • Redeem points for gift cards, car rentals, cruises, hotel stays and international flights to over 800 destinations on 50+ global carriers.
  • No foreign transaction fees.

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
689
Typical Low: 607
Typical High: 782
   

N/A

15.99%*

N/A

15.99%*

 

Variable

 

Variable

Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

See Terms

Annual Fee

$99

Late Fee

See Terms

Cash Advance Fee

5%, Min; $10

Balance Transfer Fee

3%, Min: $5

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$465

$465

$465

Value of Bonus Points

$250

$0

$0

Annual & Application Fees

‑$99

‑$99

‑$99

 

Savings

Total Annual Savings

$616

$366

$366

Total Savings over 3 Years

$1,348

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $99
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder

Sample Size: 322
Data Created: February 02, 2015



79 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Great Deal, Easy to work with Helpful to 1 out of 1 people

I'm still realtively new to credit, however I've been agressive about establishing it and this was the first return I saw on my good habits.  Applied for this on my dads recommendation. He travels alot and uses this card for literally everything.  Application process was easy and straightforward.  I like chase as a company although I find their interest rates a little high but thats more because I was very new to credit when I first began dealing with them.  Approved immediately for $10,500 and and the 50,000 bonus miles.  I bought my first ticket with it right after it came in.  Had to cancel the trip because of a death in my family and called southwest and they gave me a credit which I had a year from the purchase date to use.  The miles I'm saving for another trip and after exploring the site it can be a really good deal.  My only gripe and mind you it's kind of petty is my rapid rewards number isn't on my card under my name line.  Not a big deal but it would be nice to not have to go back into email to access my info

DrewCharles's response was:    

 
Feb 13, 2015

DrewCharles(1, 1)

Helpful to 4 out of 4 people

easy application process, at the time i had CK score of 730, applied on southwest.com in sept 2014 got screen with we will contact you in 7 days. called chase next day and was approved for $10,000 limit. long time chase customer with both a chase saving and checking account. im 22 now but had chase since they were wamu in 2008 when i was in middle school. got the 50,000 points promotion with $2,000 spend

Jan 22, 2015
Not worth it Helpful to 1 out of 5 people

I did all my home work.. even called to ask if my credit history would be an issue(I was assured it would not be).. even though I have no credit card balances and pristine credit since a negative event 5 years ago. Very upset that I was mislead and then declinded for the exact reason I spent time calling Chase and asking about. Waste of time. Cash is king and that is the way I have and will continue to manage my finances. Everyone is better off this way. 

Jan 06, 2015
Helpful to 1 out of 8 people

I want to open new account

Dec 27, 2014
Not bad at all! Helpful to 3 out of 3 people

CK 630     The 50K bonus points were really nice. got a 4K card limit and use it often.  Wish the limit was higer because I travel a lot and pay off at the end of the month after reimbursments.   Great customer service and online access is super easy.  Best part is the SouthWest linked miles  if you travel this is a good one to use.

Dec 18, 2014

See all 79 Reviews of Southwest Airlines Rapid Rewards® Premier Credit Card

† These Approval Odds represent Credit Karma’s estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from August 2014 through January 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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