Southwest Rapid Rewards® Premier Credit Card

Cardholders' Choice i
Cardholders' Choice i
Apply now
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
  • 6,000 bonus points after your Cardmember anniversary
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1 point per $1 spent on all other purchases
  • Earn unlimited points that don't expire as long as your card account is open
  • No foreign transaction fees
  • No blackout dates or seat restrictions, Bags fly free® and no change fees
  • Redeem your points for flights, hotel stays, gift cards, access to events and more
Annual Fee:
$99
Purchase Intro APR:
N/A
Purchase Regular APR:
16.99% - 23.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.99% - 23.99%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 5%, Min; $10
Late Fee See Terms*
Penalty APR None
Balance Transfer Fee 5%, Min: $5
Foreign Transaction Fee $0
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn 40,000 points after you spend $1,000 in the first 3 months.

All Purchases

1 point per dollar

No cap on spending

Airfare

2 points per dollar

2 points/$1 spent on Southwest® purchases


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Thelma85
Instant Approval for $4,000 667 & 671
by Thelma85
Helpful to 33 out of 34

I applied for this card and was approved instantly for $4,000. My scores are at 667 & 671 according to CK. Very excited about getting airline miles! My best friend has this card and pays for everything from groceries to utility bills on this card, and then pays them off right away. She flies everywhere for free!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
They don't give you the miles promised
by Anonymous
Helpful to 12 out of 13

Watch them carefully.  I did the $50K signup.  (25K right away and 25K after spending like $3K in 3 months.)  I spent the $3K right away and got the 25K miles.  Then after the 3 months was up and no extra 25K miles I called them.  They said...too bad...you should've called sooner.  I asked how I was supposed to know that I didn't have to wait the 3 months for the extra 25K miles and they had no answer.  In other words, you need to read all fine print or they screw you out of the promised miles.  I cancelled immediately.  


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2017 through November 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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