Synchrony Premier World Mastercard®
3 Reviews
Rewards rate
2%
Cash back
Annual fee
None
Additional rates and fees
Annual fee
None
Intro purchase APR
N/A
Regular purchase APR
17.49% - 33.24% Variable APR as of January 1, 2026
Intro balance transfer APR
N/A
Regular balance transfer APR
17.49% - 33.24% Variable APR as of January 1, 2026
Cash advance APR
20.49% - 36.24% Variable APR as of January 1, 2026
Cash advance fee
5% of each cash advance ($10 min)
Late fee
See Terms*
Penalty APR
27.49% - 39.99% Variable APR as of January 1, 2026
Balance transfer fee
4% of each transfer ($10 min)
Foreign transaction fee
3%
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- 2% cash back** on every purchase--no categories, tiers, or limits--no kidding.
- No annual fee^
- Zero Liability Protection
- Secure online and mobile app account access
- Get more out of every day purchases -- earn 2% cash back with the Synchrony Premier World Mastercard®. No complicated math or rewards categories to remember.
- Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
**CASH BACK REWARDS: Subject to credit approval. Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See Rewards Program Terms for details.^NO ANNUAL FEE: NO ANNUAL FEE: New Accounts as of January 1, 2026: Variable Purchase APR 17.49%, 26.49%, or 33.24%. Variable Balance Transfer APR 17.49%, 26.49% or 33.24% and 4% Fee ($10 min). Variable Cash APR 20.49%, 29.49% or 36.24% and 5% Fee ($10 min). Variable Penalty APR 27.49%, 36.49%, or 39.99%. Minimum Interest Charge is $2. Foreign Transaction Fee is 3%.