Sparrow Rewards Mastercard®
297 Reviews
Rewards rate
1%
Cash back
Annual fee
$59 for the first year, $99 thereafter (billed at $8.25 per month)
Additional rates and fees
Annual fee
$59 for the first year, $99 thereafter (billed at $8.25 per month)
Intro purchase APR
N/A
Regular purchase APR
30.99%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
32.99%* Variable
Cash advance fee
3%, Min: $10
Late fee
Up to $40
Penalty APR
N/A
Balance transfer fee
N/A
Foreign transaction fee
1%, Min: $1
Return payment fee
Up to $40
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Immediate access to a virtual card, so you can start using your new account right away.
- Get instant access to available credit with no fee debit card payments.
- Unlimited 1% cash back rewards for on-time payments.
- No security deposit. No overlimit fees. No credit limit increase fees. No application fees.
- Earn a credit limit increase in as little as 5 months. Terms and conditions apply.
- Experience our top-rated mobile app with thousands of 5-star reviews, free credit score access, real-time account alerts, and one-tap card freeze.
- No interest on purchases when you pay in full & on-time each month.
- Looking to rebuild your credit? We report to all 3 major credit bureaus every month.