Navy Federal GO REWARDS®
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Rewards rate
1x - 3x
Points per dollar
Annual fee
None
Additional rates and fees
Annual fee
None
Intro purchase APR
0.99% intro APR for 6 months on purchases from account opening (valid 1/2/26 - 6/30/26)
Regular purchase APR
13.49% - 18.00%* Variable
Intro balance transfer APR
None
Regular balance transfer APR
13.49% - 18.00%* Variable
Cash advance APR
2% above your variable APR. This APR will vary with the market based on the U.S. Prime Rate.
Cash advance fee
None if performed at Navy Federal Branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction fee.
Late fee
Up to $20
Penalty APR
18.00%* Variable
Balance transfer fee
None
Foreign transaction fee
None
Return payment fee
$20
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn more when on the go.
- Get 3X points at restaurants, 2X points on gas and 1X points on everything else.