Earn crypto as you spend
Gemini Credit Card
Rewards rate
1% - 4%
Back in crypto
Annual fee
None
Additional rates and fees
Annual fee
None
Intro purchase APR
N/A
Regular purchase APR
18.49% - 34.49%
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
29.49%
Cash advance fee
Greater of $10 or 3% of each cash advance
Late fee
Up to $35
Penalty APR
33.49% variable — may apply for late or returned payment
Balance transfer fee
N/A
Foreign transaction fee
None
Return payment fee
Up to $35
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn rewards in bitcoin or 50+ cryptocurrencies
- Rewards deposited instantly into your Gemini exchange account, where you can trade crypto, make predictions, and more; some exclusions apply
- Earn up to 4% crypto back on gas, EV charging, transit & rideshare
- 3% back on Dining, 2% back on Groceries, 1% back on everything else
- No annual fee, no foreign transaction fees, no fees to earn crypto rewards
- Swap out your rewards choice anytime
- Pay your bill with crypto OR bank account
- Auto-stake your crypto rewards to earn additional yield
- Gemini Credit Card is issued by WebBank. Some transactions earn rewards when the transaction posts.
- 4% rewards available on up to $300 in spend/month, then 1% for remainder of the month.