HOME DEPOT PURCHASES ONLY
The Home Depot® Consumer Credit Card
48 Reviews
Regular purchase APR
29.99%
Annual fee
None
Additional rates and fees
Annual fee
None
Intro purchase APR
N/A
Regular purchase APR
29.99%
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
N/A
Cash advance fee
N/A
Late fee
Up to $40
Penalty APR
None
Balance transfer fee
N/A
Foreign transaction fee
N/A
Return payment fee
Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- The Home Depot Consumer Credit Card can only be used at The Home Depot stores or homedepot.com
- Save up to $100* on your qualifying purchase when you open a new credit card account with The Home Depot®. Valid now through 7/29/2026.
- No Interest if Paid in Full Within 6 Months** on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
- Up to 24-Month Financing** during Special Promotions throughout the year.
- 4x longer to make returns. Cardmembers get 1 year to make returns, not just 3 months. Refer to The Home Depot Returns Policy for details.