Royal ONE™ Visa Signature® credit card
Rewards rate
1x - 3x
Points per dollar
Annual fee
$0
Welcome bonus
45,000
Points
Additional rates and fees
Annual fee
$0
Intro purchase APR
N/A
Regular purchase APR
17.49% - 27.49% Variable APR on purchases
Intro balance transfer APR
N/A
Regular balance transfer APR
17.49% - 27.49% Variable APR on balance transfers
Cash advance APR
See Terms*
Cash advance fee
See Terms*
Late fee
See Terms*
Penalty APR
up to 29.99% APR
Balance transfer fee
5% of the amount of each transaction
Foreign transaction fee
None
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Limited-time online offer - 45,000 bonus points after spending $2,000 on purchases within the first 90 days of account opening, redeemable for $450 in onboard credit or cruise discounts.
- Earn 3x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases.
- Earn 2x points on eligible grocery, gas and EV charging station purchases.
- Earn 1 point per dollar spent on all other purchases.
- Receive a $100 cruise discount after spending $10,000 on purchases within the prior anniversary year.
- Enjoy priority boarding through the Royal ONE Rewards℠ designated access line on boarding day (where available).
- Redeem your points for cruise discounts or onboard credit to use toward cruise favorites like specialty dining, beverage packages, Wi-Fi, shore excursions and more on Royal Caribbean, Celebrity Cruises and Silversea.
- Enjoy benefits like Visa Signature® Concierge, emergency cash worldwide, common carrier travel accident insurance and more with the Visa Signature card.
- No annual fee and no foreign transaction fees.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.