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Rewards rate
1.5%Cash backAnnual fee
$0Welcome bonus
$300
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% for the first 9 billing cycles*
- Regular purchase APR
- 18.49% - 28.49%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 18.49% - 28.49%* Variable
- Cash advance APR
- 29.49%* Variable
- Cash advance fee
- 4%
- Late fee
- See Terms*
- Penalty APR
- See Terms*
- Balance transfer fee
- 4%
- Foreign transaction fee
- 3%
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No annual cap and cash rewards don’t expire.
- No annual fee.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.