BankAmericard® credit card for Students

Intro balance transfer APR

0% for 21 Billing Cycles for qualifying balance transfers

Regular balance transfer APR

14.99% - 25.99% Variable APR on balance transfers

Balance transfer fee

5% of the amount of each transaction

Annual fee

$0

Additional rates and fees

Annual fee
$0
Intro purchase APR
0% Intro APR for 21 billing cycles for purchases
Regular purchase APR
14.99% - 25.99% Variable APR on purchases
Intro balance transfer APR
0% for 21 Billing Cycles for qualifying balance transfers
Regular balance transfer APR
14.99% - 25.99% Variable APR on balance transfers
Cash advance APR
See Terms*
Cash advance fee
See Terms*
Late fee
See Terms*
Penalty APR
None
Balance transfer fee
5% of the amount of each transaction
Foreign transaction fee
3%
Return payment fee
See Terms*

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • New! 0% Intro APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 14.99% - 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.
  • No annual fee.
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
  • This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.