Opensky® Launch Secured Visa® Credit Card
115 Reviews
Min. deposit
$150
Refundable
Regular purchase APR
28.24%* Variable
Annual fee
$2 per month*
Rewards rate
10%
Cash back
Additional rates and fees
Annual fee
$2 per month*
Intro purchase APR
N/A
Regular purchase APR
28.24%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
28.24%* Variable
Cash advance fee
5%, Min: $6
Late fee
Up to $41
Penalty APR
None
Balance transfer fee
N/A
Foreign transaction fee
3%
Return payment fee
Up to $40
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Start building credit with just $150—secure you line with a low, refundable security deposit
- No credit check to apply—Fast approval process, get your results quickly—Zero credit risk to apply!
- Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
- Earn up to 10% cash back on everyday purchases
- Graduate to the opensky Gold unsecured card in as little as 6 months
- Affordable payments—minimum payment as low as $10
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you