81 Reviews

OpenSky® Plus Secured Visa® Credit Card

81 Reviews

  • Min. deposit

    $300
    Refundable

  • Regular purchase APR

    28.99%* Variable

  • Annual fee

    $0

  • Rewards rate

    10%
    Cash back

Additional rates & fees

Annual fee
$0
Intro purchase APR
N/A
Regular purchase APR
28.99%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
28.99%* Variable
Cash advance fee
3%, Min: $10
Late fee
Up to $41
Penalty APR
N/A
Balance transfer fee
N/A
Foreign transaction fee
3%
Return payment fee
Up to $40

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • No annual fee—keep more money in your pocket!
  • No credit check to apply—Fast approval process, get your results quickly - Zero credit risk to apply!
  • Earn up to 10% cash back on everyday purchases
  • Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with as little as $300—Secure your line with a refundable security deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used OpenSky® to build better credit!