Milestone® Gold Mastercard®

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  • Quick pre-qualification available with no impact to your credit score
  • Fast and easy instant decision
  • Choose your custom card design - Free
  • Free online account access
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!
  • Previous bankruptcy OK
Annual Fee:
$35-$99
Purchase Intro APR:
N/A
Purchase Regular APR:
23.90%
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR 29.90%
Balance Transfer Fee See Terms*
Foreign Transaction Fee 1%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
MrStuffums
Terrific for Credit Repair
by MrStuffums
Helpful to 158 out of 165

I got the card 2 years ago, when my credit score was poor (550). Anyway, I was given a credit limit of $300 and I believe that is the most that they will give perhaps if you have a good credit score then maybe it would be higher: however, if your credit score is initially good this is not the card for you.

The annual fee for this card is hella high $75, but at the time I was desperate. You will never get an increase in credit limit from this card so please be aware of that. The minimum payment will be $40 even if you carry a balance of $41 so take note of that too.

Milestone does have an auto pay feature so if you frequently pay late unintentionally then this is a bonus. I thought this card was great for what it is intended for (giving you credit when hardly anyone else will and credit repair). If I didn’t have such a high annual fee I would still keep this card but as of today I have worked my credit up nearly 200 points and no longer have a need for this card.

Hope this helps anyone out.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
frankbenz1986
Same as Indigo
by frankbenz1986
Helpful to 364 out of 378

Indigo and Mitestone are the same company and both are awful. Indigo started billing me before I ever recived the card. After waiting 14 weeks to recevie a card that never came I was already late on one payment. I canceled the account. I had the same experenice with Milestone but kept it and paid the balance to zero like a good person. They waved the late fee as I had not received the card yet. Next billing cycle came and paid the balance to Zero before the due date to not accrue interest. The payment was due on the 13th and I paid it on the 5th so it would have plenty of time to clear. Needless to say I canceled this card as well and told them what they could do with there service and card. There customer service sucks. I know I have bad credit but not bad enough to do business with either of these two shady companies. Find credit else where they are not worth the headache. I canceled the card as of this post. Credit Karma should not even have them on there site. 


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2018 through March 2019. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

 
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