MasterCard® Titanium Card™

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  • Brushed Stainless Steel/Carbon Card - Patented Design
  • Industry-Leading Rewards
  • DOUBLE POINTS value when Redeemed for Airfare
  • 1% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • Members-Only Luxury Magazine
Annual Fee:
$195; $95 for each additional user
Purchase Intro APR:
N/A
Purchase Regular APR:
15.49%*
Variable
Balance Transfer Intro APR:
0% intro
(15 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
15.49%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.74%* Variable
Cash Advance Fee 5% Min: $10
Late Fee Up to $37
Penalty APR N/A
Balance Transfer Fee 3% Min: $5
Foreign Transaction Fee None
Return Payment Fee Up to $37

Rewards

All Purchases

1 point per dollar

No cap on spending

Airfare

1 point per dollar

DOUBLE POINTS when redeemed for airfare


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
SlickRic68
Just applied...and YES!
by SlickRic68
Helpful to 5 out of 5

I reviewed all three cards (Titanium, Black, and Gold).  Since I already have the AMEX Platinum, and the AMEX Delta Reserve, I decided to not acquire another $450+ annual fee (AF) card.  I am excited to get the card.  My current TU score was 724...

This card is no longer a Mastercard issued card; it's now a Barclaycard product.  I have another card with Barclaycard (the NFL card). I am excited to have the card, not only for the generous CL, but the fact that it will spark conversation as a stainless steel card. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
SlickRic68
Just applied...and YES!
by SlickRic68
Helpful to 5 out of 5

I reviewed all three cards (Titanium, Black, and Gold).  Since I already have the AMEX Platinum, and the AMEX Delta Reserve, I decided to not acquire another $450+ annual fee (AF) card.  I am excited to get the card.  My current TU score was 724...

This card is no longer a Mastercard issued card; it's now a Barclaycard product.  I have another card with Barclaycard (the NFL card). I am excited to have the card, not only for the generous CL, but the fact that it will spark conversation as a stainless steel card. 


Our Take

The MasterCard® Titanium CardTM is a stainless-steel, luxury credit card.

What to Like

The MasterCard® Titanium CardTM comes with all sorts of luxury perks, like 24/7 concierge services and chauffeur services. Cardholders earn 1% cash back on all purchases, and point value is doubled when you redeem for airfare costs.

Look Out For

This is a high-end card, so cardholders will usually have strong credit scores. There’s a $195 annual fee, with an extra $95 added on for each additional user. Titanium cardholders are also ineligible for some of the rewards that MasterCard® Black CardTM and MasterCard® Gold CardTM cardholders get.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from October 2016 through March 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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