MasterCard® Titanium Card™

  • Brushed Stainless Steel/Carbon Card - Patented Design
  • Industry-Leading Rewards
  • DOUBLE POINTS value when Redeemed for Airfare
  • 1% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • Members-Only Luxury Magazine
Annual Fee:
$195; $95 for each additional user
Purchase Intro APR:
Purchase Regular APR:
Balance Transfer Intro APR:
0% intro
(15 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.49%* Variable
Cash Advance Fee 5% Min: $10
Late Fee Up to $37
Penalty APR N/A
Balance Transfer Fee 3% Min: $5
Foreign Transaction Fee None
Return Payment Fee Up to $37


All Purchases

1 point per dollar

No cap on spending


1 point per dollar

DOUBLE POINTS when redeemed for airfare

Our Take

The MasterCard® Titanium CardTM is a stainless-steel, luxury credit card.

What to Like

The MasterCard® Titanium CardTM comes with all sorts of luxury perks, like 24/7 concierge services and chauffeur services. Cardholders earn 1% cash back on all purchases, and point value is doubled when you redeem for airfare costs.

Look Out For

This is a high-end card, so cardholders will usually have strong credit scores. There’s a $195 annual fee, with an extra $95 added on for each additional user. Titanium cardholders are also ineligible for some of the rewards that MasterCard® Black CardTM and MasterCard® Gold CardTM cardholders get.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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