MasterCard® Titanium Card™

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  • Brushed Stainless Steel/Carbon Card - Patented Design
  • Industry-Leading Rewards
  • DOUBLE POINTS value when Redeemed for Airfare
  • 1% Value for Cash Back Statement Credit Redemptions
  • Luxury Card Concierge™
  • Members-Only Luxury Magazine
Annual Fee:
$195; $95 for each additional user
Purchase Intro APR:
N/A
Purchase Regular APR:
15.49%*
Variable
Balance Transfer Intro APR:
0% intro
(15 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
15.49%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.74%* Variable
Cash Advance Fee 5% Min: $10
Late Fee Up to $37
Penalty APR N/A
Balance Transfer Fee 3% Min: $5
Foreign Transaction Fee None
Return Payment Fee Up to $37

Rewards

All Purchases

1 point per dollar

No cap on spending

Airfare

1 point per dollar

DOUBLE POINTS when redeemed for airfare


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
KWWM
Like the other reviews state...
by KWWM
Helpful to 2 out of 2

I have had this card a few weeks now and used it multiple times, talked to a customer service rep just for security reasons due to apple pay but was a very nice gentleman and I could undrstand him unlike most other card companies.Like the others stated, if you want to swing another $500 AF then by all means do the black card. I am currently not traveling by plane due to having an infant at home but, as soon as we are ready I will most likely upgrade to the black card. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
KWWM
Like the other reviews state...
by KWWM
Helpful to 2 out of 2

I have had this card a few weeks now and used it multiple times, talked to a customer service rep just for security reasons due to apple pay but was a very nice gentleman and I could undrstand him unlike most other card companies.Like the others stated, if you want to swing another $500 AF then by all means do the black card. I am currently not traveling by plane due to having an infant at home but, as soon as we are ready I will most likely upgrade to the black card. 


Our Take

The MasterCard® Titanium CardTM is a stainless-steel, luxury credit card.

What to Like

The MasterCard® Titanium CardTM comes with all sorts of luxury perks, like 24/7 concierge services and chauffeur services. Cardholders earn 1% cash back on all purchases, and point value is doubled when you redeem for airfare costs.

Look Out For

This is a high-end card, so cardholders will usually have strong credit scores. There’s a $195 annual fee, with an extra $95 added on for each additional user. Titanium cardholders are also ineligible for some of the rewards that MasterCard® Black CardTM and MasterCard® Gold CardTM cardholders get.

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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2016 through February 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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