ONLY ON CK: $30 BONUS
First Latitude Elite Mastercard® Secured Credit Card
124 Reviews
Min. deposit
$200
Refundable
Regular purchase APR
23.49%* Variable
Annual fee
$29
Welcome bonus
$30
Additional rates and fees
Annual fee
$29
Intro purchase APR
N/A
Regular purchase APR
23.49%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
28.49%* Variable
Cash advance fee
$10 or 3% of each Cash Advance whichever is greater
Late fee
Up to $41
Penalty APR
See Terms*
Balance transfer fee
N/A
Foreign transaction fee
3%
Return payment fee
Up to $30
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
- Apply with No Impact to your Credit!*
- Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
- No Credit History or Minimum Credit Score Required for Approval.
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹
- Good for Car Rental, Hotels; Anywhere Mastercard is Accepted.
- Break Down Credit Barriers with the First Latitude Elite Secured Card Today!
- ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details.
- *We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
- ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
- To be eligible for the Welcome Bonus, you will need to fund your security deposit with at least $200 and keep your account in good standing for 6 months. Welcome bonus issued as a Statement Credit.