Chase Sapphire Reserve®
213 Reviews
Rewards rate
1x - 8x
Points per dollar
Annual fee
$795
Welcome bonus
100,000
Points
Editors' bonus value estimate
$1,150
Additional rates and fees
Annual fee
$795
Intro purchase APR
N/A
Regular purchase APR
19.49% - 27.99%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
19.49% - 27.99%* Variable
Cash advance APR
28.49%* Variable
Cash advance fee
5%, Min: $10
Late fee
See Terms*
Penalty APR
Up to 29.99%
Balance transfer fee
5%, Min: $5
Foreign transaction fee
$0
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Passᵀᴹ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary subscriptions to Apple TV and Apple Music for a minimum of one year when activated by June 22, 2027, a value of $288 annually.
- Member FDIC