I've been working on repairing my credit for several months now with this credit card always in mind as the goal. Credit Karma had my approval odds at "Very Good". TU 708 EXP 707 FICO 730. $65k annual income. I have the Freedom, Freedom Unlimited and I've had accounts with Chase for almost 10 years. I went to Chase's website and applied for it on a gut decision and was approved instantly for a limit of $13,100. Called and had the card expedited :) I can't wait to finally have a credit card that will reward me. I'm almost 30. It's time for me travel! :)
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 19.24% - 26.24%* Variable
- Annual Fee $450
- Purchase Intro APR Not Applicable
- Purchase Regular APR 19.24% - 26.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
I applied and was approved for 24,000 CL. A week later, they closed my account stating I didnt have a long enough credit history. This created a hard inquiry on my credit for nothing.
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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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