Hi, I wanted this card for many monthes and been over 5/24 all the time. At Jan 4th I just went below 5/24 and have open slot for Reserve. I waited till the 1st Feb just to make sure. My credit score TransUnion 770, Equifax 768, Experian 755, Income 140k, have chase account open for 2 years and credit card from them(freedom). Instantly approved for 10k. Hope that helps someone!
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