Chase Sapphire Reserve® Reviews

I'll admit, the $450 annual fee scared me - the idea of paying that much for a credit card seemed ludicous to me. But this card is so worth it - I never thought I would rave about a credit card, but here I am. So far it has delivered on everything promised, including the $300 travel credit. I just came back from a trip to Morocco that I booked with points I earned with the Sapphire Preferred before I upgraded to the Reserve. Upgrading to the Reserve was an easy call to Chase a year after owning the Preferred card. The travel company I booked my Morocco trip with required travel insurance, which this cc covered, saving me about $100. I used the Priority Pass lounges at all airports I visited & was very happy with the free meals and drinks I enjoyed. I utilized the global entry & TSA precheck, which saved me a good amount of time & aggravation. So far the card has been worth more than the annual fee I paid.  If you travel a lot, you will love an appreciate this card. The perks and benefits are excellent.

Highly recommend obtaining this card

I have a 760/763/820 credit score with an income of 163k and was just approved for $33,500.  I also have a Discover (20k) Amex platinum and a few other lower balance cards. I havn't used this card yet but im excited about it. I'll update if I have any issuse. 

Trans: 748 - Eq: 745 - Exp: 720 /// 1 Year 7 Month history with 3 cards // ~$50,000 income // Denied for having too many credit inquiries (11 within past 12 months), then approved for $10,000 limit a month later with no changes (12 within past 12 months), after calling Chase Rep.

"Thank you for your request. We need to review your request a little longer." - I called the Chase App Status line 3 days after this message and was approved

Note: SEVEN of the 11-12 inquiries were from a dealership that sent my information to several other institutions without my consent.

After doing my research about this card I was definitely interested but didn't have the best credit score so that made me nervous about applying. I had been trying to rebuild it over the past few months and at the time of applying I had my utilization down to 0% for 3 consecutive months, 2 late payments from 5 years ago, about 8 years of credit history and no other credit cards opened in the past few years. Credit score was a 669-671 and I was instantly approved for 14K. Can't wait to start using it and taking advantage of the perks that come with it. Hope this helps other people who may not have a high 700 score feel confident in applying and it really is the epitome of "you never know".

Went to chase branch and I was told that I was pre approved for both CSP and CSR. Transunion 747, Equifax 727 and 722 on my FICO 8. I was instantly approved for 10k !! 

Only 14 months of credit history ( capital one $800 and Amex magnet 10k). So happy to finally got this card, now ready to travel. 

So excited 

CK 803/813 FICO 790 $75k income got approved for $32k. I'm happy 🙂

CK said that I had very good approval odds & I was approved for a $17,500 CL. Been repairing my credit for a few years now after my divorce almost crippled me! Scored were 690-710 at the time of applying & income was around $150K.

Large annual fee but potential to earn back twice that if you use the perks.