Was approved at the end of January, only $400 away from the $4000-50k point bonus. It’s super easy to rack up points and the benefits are amazing

Nice credit card

My employee gets a higher credit limit. So I am not going to pay the needless 550.00. I rather go with my Capital One Spark credit card with a credit limit of 35000, with spectacular customer service. Each 6 months we use to get 6000 to $8000 back. I can always apply for Priority Pass separately.

Had it they closed it… score dropped 30 points… never again!

Then is the worst thing to happen to a human being trying to solve something simple, Long story Short i had to pay twice the amount of a flight because of a mistake of the operator. ( i have no time to explain the long version. But i was frustrated and angry in april 2021, now i need to redeem a flight credit again in July 2021... again the same poor quality customer service from operators that do not speak english well because god knows in wich country they live and the call quality is bad too. I am the easy type and nice customer you want to have, i almost never write bad reviews. But at $550 annual i was expecting a decent service

Very good approval odds 750 credit was told to call their verification department over an hour wait hold time three days in a row. Called the other number can’t get to a customer service rep. Just imagine if I had a serious issue with my card good luck with the poor customer service.

I applied they told me to call verification department and they have hung up twice and never respond more than 3 hr wait.. I’ll stick to my Amex platinum better

Right off the bat the card comes with $300 in redeemable travel benefits once you get it and renews annually. You can apply it to a myriad of different purchases without hiccup. That lowers the fee of the card down to $250 and if you spend a good bit monthly, you'll quickly see that back in rewards within the first month or two. After 8 months with the card we've earned over $2,200 in cash back during their 50% bonus cashback period giving us an effective cash back rate of about 4.1%. Hands down the best credit card we've ever owned.

applied for this card early this month (May 2021) when my approval odds was saying “good.” I went to a physical Chase bank and had one of their Private Client Banker assist me with opening a Sapphire credit card. She was very welcoming and super friendly. She made the application process a very pleasant experience. I have been using this card for everything ever since I got it and so far I have no issue with it. I have reached out to Customer Service once and the representative was very nice and helpful. I cannot wait to utilize this card for the other benefits it offers especially travel-related. I am happy I got this card.

I read a lot of the experiences but I can’t believe that nobody is complaining about the $550 annual fee they charge to even have the card. That’s outrageous!