See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
The ratings and reviews are brought to you by our users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Great card, great bank, great benefits
Large annual fee but potential to earn back twice that if you use the perks.
High limit-First Chase-average credit
Just got this card in the mail. After the email I got saying they wanted to verify some things, I figured i was turned down like every other card who sends me that email. Haven't gotten a chance to use it or learn about it. My credit was 667 and 669 with Equifax and transunion. I usually get turned down because I'm self employed. My income is well over 6 figures, got approved for a $21,700 limit so I'll take it. Will update in a few months
Great theoretical protections/utility
Using the card for international travel, to see family, etc. The benefits are pretty comprehensive with lots of protections extended to "immediate family" which is pretty broadly defined in everything except for trip delay. Trip delay/hotel coverage is only covered for User + spouse and children. The other protections, at least per the rep (haven't had to use it) extend out to cousins/parents/siblings, so it's pretty comprehensive.
That said, I haven't had to use it for that yet. Hoping I won't.
Application process, while simple, had a lot of delay/lag involved. Ended up getting two sets of cards from Chase due to the delays/rush order put on one set due to the length of time the approval took/need to order tickets to get everyone booked together.
THANK YOU CHASE!!! Instantly approved
My credit score was 750 when I got approved which granted me a credit limit of $12,000. Keep in mind you have to have a solid credit foundation, at least 3-4 credit cards and of course a chase credit card before applying.
Not really. I had only one credit credit (open for 13 months). Also, the credit card was a non chase card. I was approved three days ago with a credit limit of $17,500. It really depends on what’s in your credit history.
Forgot to add. My credit score at the time I applied was 785 TU, 798 Exp and 800 EQ. No prior relationship with chase.
I got approved beginning of February. TU 672 EQ 672. Got approved for 16,700 limit. No prior chase card. 3 credit cards(discover, capital one, citi) and student loans.
Immediately Approved with High Limit
Was convinced to apply due to the plethora of benefits, way too many to list. 675 TransUnion and 672 Equifax at the time of application. Good Standing with an Auto Loan. Immediately approved for a $16,300 Limit. If you plan on even taking 1 trip this year, then the card is already worth it.
Congrats!! were those your ck scores? and did you have a prior relationship with chase?
Did they run a hard credit check when you applied for the card?
Is this your first credit card with Chase?
Best overall travel card!
This card is a must have if you travel regularly. The travel credits and benefits well outweighs the annual fee. You’ll love it!
My #1 of 11 CC’s
GET THIS CARD!
If you’re reading this, chances are that you’ve done some research and seen some YouTube videos about it already. If you can’t easily get your $300 travel credit, the points and miles hobby isn’t for you. I wouldn’t even recommend the CSP. This has benefited my family and I in so many ways. 4 booked flights for free. 2 hotel stays and lounge access. All with no annual fee. If you’re in the military the annual fees and authorized user fees are voided. After I get out, I’ll still keep this card considering it’s not blown out of the water by then. It’s worth it with the fee, so you know it is without it.
How’d you get them to waive the annual fee for being military ?
You don’t do anything. If you’re approved after September 2017, the MLA(Military Lending Act) doesn’t allow any interest rates above 34% I believe. These annual fees are considered to be interest rates somehow initially and thus the fees are waived. Like I said, I was willing to pay for them.
Excellent card. This could be your one and only premium.
So good
Not special thing and to much processing
This card waist my time and energy FOR NOTHING.
Why chase bank ask many nonsense questions from customers?
Because they are trying to verify it’s you. I recently moved and my updated address did not match my credit report. So they had to ask questions. It’s not a big deal, it’s for your protection and theirs.