I was originally going to apply for the preferred card, but I was convinced by my friend to go with the Reserve instead. My score was TU 664 and I wanted to wait till I reach 680 or above for the card. I went through the application process and received the 30 days email notification. I then called the automated status line and the notification went to 7-10 days. At this point, I thought I was denied. The next following day, I decided to call the Recon line. It turns out that they needed to go through a verification process for fraud purposes. After that, I was Approved for 10k! If you did receive the 30 days email, do not wait. Call the status line first then the Recon number. My info below. TU:664 EQ:669 0 Derog 80% Utilization 94% Payments (No late payments in the last 5-6 years) 10 Years Credit age 25 Open Account
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