The card is a rip off and run by scammers.
It does warn people in the fine print that it is not a Visa or MC. Most people probably do not even look at this. The site does try and hide it as well.
The owners of this company are veterans of the credit card financial game and have done this type of card before, this has been confirmed. They were part of the USA credit scam that was from Pennsylvania also.
They will spam you. They will try and charge you the monthly fee after you have cancelled. Several months after the cancellation too that I found out.
Everyone I spoke too at the company had full access to my social sec number , credit card info, and more. I found this very disturbing. Even after I had canceled. I guess this is how they charged me four months after I cancelled.
When I looked more up on this company, Reliant Holdings from Indiana, PA, I saw that the owner of this firm has bought his way into his local banks board and even his states financial board to protect his company's bank account from customer complaints and refunds. I guess this is the way these scammers work, pay off people to get thier way. They have their employees post fake positive reviews about them too.
If you are a customer , I would recomend to cancel ASAP before you get charged the monthly fee. Once this process starts you can't escape without changing your credit card number. File a chargeback with your bank to get back all of your money.