Offered by: Horizon Card Services

Horizon Gold Credit Line

  • $500 Merchandise Limit*
  • Guaranteed Approval
  • No Credit Checks
  • Fast Online Application
  • No Employment Check
  • Reports to Major Bureau
  • Always 0.0% APR
551 Average Credit Score Approved for this Card
502 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
   

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Not Applicable

 

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Not Applicable

 

Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

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Annual Fee

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Late Fee

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Cash Advance Fee

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Balance Transfer Fee

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94 Cardholder Reviews

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Most Recent Reviews

THIS CARD SUCKS

My fiance and I signed up for this card, and got charged the $30 on my credit card, i immediately canceled my debit card because of the reviews I had heard form it. My fiance is challanged and doesn't speak with people well, and he asked me to take care of some business for him, and they told me that I wasn't allowed to speak with them about anything, even AFTER he had given them permission to speak with me! All because I said we wanted to cancel the card! SUCH BS. I"m filing a complaint with the BBB, and my bank to get my money back!

Apr 15, 2014
Well, where do I start? Helpful to 1 out of 1 people

I applied for this card a month ago.  This was before I read all the negative reviews.  I was given a $500 credit limit, but would have to fork out $25 a month.  So after reading up on Horizon Gold I immediately wanted to cancel on the same day. 

So I called and was basically enticed with a new $1000 dollar credit limit.  When I said no, please cancel I was given a $60 credit.  So my account will be $-60 as a balance.  Okay Okay....I gave in.

Then a week ago I called because I still hate the idea of paying $25 a month. 

So now they offered me $5 monthly payment for the $1000 limit.  I think I like that a lot better.  I don't plan on shopping maybe just once to use my $60 credit. 

If I were to do it all over again...I wouldn't, but if you were stupid enough to not read all the reviews...LIKE ME! :( Then you can call constantly and get them to offer you better terms.

I think I will have to call next week and see if they will keep increasing my CL. 

sfcastro1977's response was:    

  Apr 01, 2014

sfcastro1977(3, 3)

Review by sfcastro1977

3 Contributions 3 People Helped

Horizon Gold Helpful to 0 out of 1 people

I can't say too much as I haven't even got my credit card yet, but Horizon Gold was easy to apply for and i'm glad they stick their necks out to help people with poor credit to get a fresh start. Thank you Horizon Gold!!

youthgonewild's response was:    

  Mar 26, 2014

youthgonewild(4, 0)

Review by youthgonewild

4 Contributions 0 People Helped

Horizon Gold Helpful to 0 out of 1 people

I don't have much to say about Horizon Gold yet as I have not even recieved my card yet. But their application was easy and I was glad they trusted me to give me a card. I will write more review later after I get my card, use it and get my billing. Thank you Horizon Gold!

youthgonewild's response was:    

  Mar 26, 2014

youthgonewild(4, 0)

Review by youthgonewild

4 Contributions 0 People Helped

About Credit Karma

I want to thank Credit Karma for sending me to the right place to get a credit card. I chose Horizon Gold. Interest rates are high but I also have poor credit. Horizon Gold accepted me for their card because of Credit Karma's advice to me. I appreciate things when people understand that at one time your credit stunk, and now you are trying to rebuild it. Thank you Credit Karma and Horizon Gold!!

youthgonewild's response was:    

  Mar 26, 2014

youthgonewild(4, 0)

Review by youthgonewild

4 Contributions 0 People Helped

See all 94 Reviews of Horizon Gold Credit Line

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.