Rewards rate
4x - 7xPoints per dollarAnnual fee
NoneWelcome bonus
15,000Points
Additional rates & fees
- Annual fee
- None
- Intro purchase APR
- 0% for 12 months
- Regular purchase APR
- 17.24% - 27.24%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- 29.24%
- Cash advance fee
- None
- Late fee
- Up to $40
- Penalty APR
- None
- Balance transfer fee
- None
- Foreign transaction fee
- None
- Return payment fee
- None
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Card details
- The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
- Get 15,000 bonus points after you spend $1,000 in your first three months.*
- Earn unlimited 7x total points with GM.*
- Redeem towards a new GM vehicle purchase or lease with no limit. Points add up fast, if you spend $12,000 a year, you will earn at least 48,000 pts/$480 toward future redemption with GM
- 0% intro APR on purchases for the first 12 months, then a variable APR of 17.24% to 27.24%.*
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
- See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Select ‘Apply Now’ to learn more about the product features, terms, conditions and Program Rules. Subject to credit approval.