Min. deposit
$200
Refundable
Regular purchase APR
27.24% Variable APR
Annual fee
$0
Rewards rate
1% - 2%
Cash back

Additional rates & fees

Annual fee: $0

Intro purchase APR: N/A

Regular purchase APR: 27.24% Variable APR

Intro balance transfer APR: 10.99% Intro APR for 6 Months

Regular balance transfer APR: 27.24% Variable APR

Cash advance APR: 29.24% Variable APR

Cash advance fee: See Terms*

Late fee: None the first time you pay late. After that, up to $41.

Penalty APR: See Terms*

Balance transfer fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Foreign transaction fee: None

Return payment fee: Up to $30.

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

No credit score required to apply. No Annual Fee.
Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
30 points or more—that’s how much you could increase your FICO® Credit Score on average after just six months of responsible use.
Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers—only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
Terms and conditions apply.

See offer and benefit terms

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