Rewards rate
1.5x
Miles per dollar
Annual fee
$0

Additional rates & fees

Annual fee: $0

Intro purchase APR: 0% for 15 Months

Regular purchase APR: 17.24% - 28.24%* Variable

Intro balance transfer APR: 0% for 15 Months

Regular balance transfer APR: 17.24% - 28.24%* Variable

Cash advance APR: 29.99%* Variable

Cash advance fee: See Terms*

Late fee: None the first time you pay late. After that, up to $41.

Penalty APR: See Terms*

Balance transfer fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Foreign transaction fee: None

Return payment fee: Up to $41.

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Redeem Miles to pay any part of your monthly bill, including your minimum payment.
Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
0% intro APR for 15 months on purchases. Then 17.24% - 28.24% Standard Variable Purchase APR will apply.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
Discover is accepted nationwide by 99% of the places that take credit cards.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
Click through to Discover’s website to see terms and conditions.