Discover it® Cash Back
102 Reviews
Rewards rate
1% - 5%
Cash back
Annual fee
$0
Additional rates and fees
Annual fee
$0
Intro purchase APR
0% Intro APR for 15 Months
Regular purchase APR
17.49% - 26.49% Variable APR
Intro balance transfer APR
0% Intro APR for 15 Months
Regular balance transfer APR
17.49% - 26.49% Variable APR
Cash advance APR
28.49% Variable APR
Cash advance fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Late fee
None the first time you pay late. After that, up to $41.
Penalty APR
See Terms*
Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Foreign transaction fee
None
Return payment fee
Up to $30.
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
- Terms and conditions apply.