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Intro balance transfer APR
0% for 21 monthsRegular balance transfer APR
17.74% - 28.49%* VariableBalance transfer fee
5%, Min: $5Annual fee
$0
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% for 12 months
- Regular purchase APR
- 17.74% - 28.49%* Variable
- Intro balance transfer APR
- 0% for 21 months
- Regular balance transfer APR
- 17.74% - 28.49%* Variable
- Cash advance APR
- 29.99%* Variable
- Cash advance fee
- 5%, Min: $10
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99% Variable
- Balance transfer fee
- 5%, Min: $5
- Foreign transaction fee
- 3%
- Return payment fee
- Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- No Annual Fee - our low intro rates and all the benefits don’t come with a yearly charge.