Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® VentureOne® Rewards Credit Card

  • Earn unlimited 1.25 miles on every purchase, every day
  • No annual fee
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases
  • Travel when you want - no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
729 Average Credit Score Approved for this Card
654 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
until April 2015    

0%

 

11.9% – 19.9%*

Variable

N/A

 

11.9% – 19.9%*

Variable

Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee

$0

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$570

$570

$570

Value of Bonus Points

$100

$0

$0

Annual & Application Fees

$0

$0

$0

 
Savings:
Total Annual Savings

$670

$570

$570

Total Savings over 3 Years

$1,810

Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

1. One-time bonus of 10,000 miles once you spend $1,000 dollars on purchases within the first 3 months

Compare Holders of this Card
Current Balance
Credit Limit Utilized
Sample Size: 1,465
Data Created: October 01, 2013

110 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

I have enjoyed my Venture card for many years. I have no problem with the interest rate. Know how? I pay it off every month! If you are having problems with the “overseas” customer service, all you have to do is ask to speak with someone in the United States. They must transfer you to someone.

Apr 20, 2014
Helpful to 1 out of 1 people

I have a Capital one credit Card. I have nothing bad to say about the card. I feel that it is a very good card. I pay my purchases in full every month so I don't pay interest. So I do not know about this aspect of the card. My credit score is around 800. I travel to Canada every year and the transaction are fair and honest.

Apr 08, 2014

I pay my balance in full so the interest rate is not a concern. I know, lucky me. I was once in debt to a credit card so I learned my lesson. This card is great for travelling, those foreign exchange fees do add up quickly. Moreover, a couple of times my credit card number has been stolen. Even before I became aware, C1 did alert me. 1) that stopped the hemorrhaging at once, 2) it made it easy for me to point to the possible source of the fraud.

Apr 06, 2014

I see alot of negative reviews, but I have had excellent results with this card on purchases and service. I do have an excellent CS and I am able to pay my balance if full every month, so I feel I get a very good return in the miles in taking the gift cards.

Apr 04, 2014
approved for 5,000 Helpful to 1 out of 2 people

applied last night instant approved 5k ck 760  3year credit history fico score 738

Apr 03, 2014

See all 110 Reviews of Capital One® VentureOne® Rewards Credit Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.