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Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® VentureOne® Rewards Credit Card

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases until May 2016; 11.9%-21.9% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles don’t expire and there’s no limit to how many you can earn

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
696
Typical Low: 636
Typical High: 757
until May 2016    

0%

11.9% – 21.9%*

N/A

11.9% – 21.9%*

 

Variable

 

Variable

Additional Details

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee

$0

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$570

$570

$570

Value of Bonus Points

$200

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$770

$570

$570

Total Savings over 3 Years

$1,910

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Current Balance
Credit Limit Utilized

Sample Size: 1,604
Data Created: February 02, 2015



130 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Approved instantly for 10k. Helpful to 3 out of 3 people

Approval odds were Good.  Current Credit Karma scores are 689 and 691.  Have a Cap One Venture Card for a few years wth 15k limit always paying on time.  Income around 150k.  

edwardmiller's response was:    

 
May 21, 2015

edwardmiller(1, 5)

Love capital one and this card Helpful to 1 out of 1 people

I actually applied for this card by accident, originally planning on applying for the Venture card.  In hindsight I probably would have been rejected for the venture card (670, one serious deliquency), so it was a good mistake.  I got approved instantly and my card arrived a little over a week later.  What I really appreciated was my serious deliquency was with Capital One, and yet they approved me for a 10k limit.  I applied for a Discover It card at around the same time, and was given a much lower $1400 limit, which is actually why I applied for a second card (my monthly expenses are more than $1400, and that's not even enough ot cover most travel expenses for work).  Also, Discover bumped me up to a 22.99% APR, which is non standard.  Meanwhile, Capital One gave me a 14.99% APR, and 0% for the first 15 months.  I've used that promotion to carry a small balance ot help build my credit faster and the results have been wonderful.  My soft credit score is 33 points higher, and my TransUnion/Equifax scores are 25 points higher.  This is all in a 5 month span.  Even though the 1.25 points per $1 is kind of low, the 20k point bonus made up for it and then some.

My only real "complaint" so far is that the travel benefits seem pretty worthless to me.  They let you book a trip through Orbitz, which is a worse deal than Kayak, so isn't worth spending your points on.  Alternatively you can buy hotel gift cards in increments of $900 for 64k points, which a decent deal, but still works out to like 1.75% "cash back", which you can only use on select hotels directly, which are usually, again, more expensive than Kayak (or hotels.com).  Living in a city I use Uber a couple times a month, which is eligible for purchase eraser.  So Capital One bought my Uber rides for a year and most of them every year after this one.  Can't complain.

Derffed's response was:    

 
May 15, 2015

Derffed(3, 11)

Approved for $15,000 when AMEX declined. Helpful to 1 out of 1 people

Vantage score today 745, I applied for the AMEX that had "very good" odds and it was outright declined.  I applied for this card (which I should have done and not wasted an inquiry on AMEX) and was approved for $15,000.00 with the VentureOne card.

This was also rated "very good", note that I have a current CapOne card (Quicksilver) for about a year.  They started the limit at $1000.00 and within 6 months increased to $5000.00, so maybe having a good card history with them already helped.

CapitalOne has always been good to me and has ALWAYS rewarded good behavior with increases and additional cards (miles vs. cash back for me).

Highly recommend CapOne.

History if it helps... divorce 2009, single dad (after) and wife didnt pay what she was supposed to pay, nor did she tell me she wasnt paying any longer.  Credit tanked, its finally back to decent.  

BBY1968's response was:    

 
May 15, 2015

BBY1968(5, 10)

See all 130 Reviews of Capital One® VentureOne® Rewards Credit Card

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from November 2014 through April 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.