Capital One Platinum Secured Credit Card
676 Reviews
Min. deposit
$49, $99 or $200
Refundable
Regular purchase APR
28.99% (Variable)
Annual fee
$0
Additional rates and fees
Annual fee
$0
Intro purchase APR
N/A
Regular purchase APR
28.99% (Variable)
Intro balance transfer APR
N/A
Regular balance transfer APR
28.99% (Variable)
Cash advance APR
28.99% (Variable)
Cash advance fee
5% of the amount of the cash advance, but not less than $5
Late fee
Up to $40
Penalty APR
None
Balance transfer fee
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign transaction fee
None
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Start growing your credit score with responsible card use
- No credit score required to apply—see if you're approved now!*
- Be automatically considered for a higher credit limit in as little as 6 months
- No annual or hidden fees
- Open your card with a refundable deposit of as little as $49 to start with a credit limit of at least $200
- Work toward earning your refundable deposit back by establishing a positive track record
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Top rated mobile app
- *We may use credit scores if available