Bank of America® Unlimited Cash Rewards credit card
82 Reviews
Rewards rate
1.5% - 2%
Cash back
Annual fee
$0
Welcome bonus
$200
Additional rates and fees
Annual fee
$0
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases
Regular purchase APR
17.49% - 27.49% Variable APR on purchases
Intro balance transfer APR
0% for 15 Billing Cycles for qualifying balance transfers
Regular balance transfer APR
17.49% - 27.49% Variable APR on balance transfers
Cash advance APR
See Terms*
Cash advance fee
See Terms*
Late fee
See Terms*
Penalty APR
up to 29.99% APR
Balance transfer fee
3% for 60 days from account opening, then 5%
Foreign transaction fee
3%
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
- Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
- No annual fee.
- Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.