Bank of America® Travel Rewards Credit Card

Cardholders' Choice i
Cardholders' Choice i
Apply by phone: 1-800-338-9171
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.24% - 24.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
Annual Fee:
Purchase Intro APR:
(12 billing cycles)
Purchase Regular APR:
16.24% - 24.24%*
Balance Transfer Intro APR:
Balance Transfer Regular APR:
16.24% - 24.24%*

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee 3%; Min: $10
Late Fee Up to $38
Penalty APR Up to 29.99% APR
Balance Transfer Fee 3%, Min: $10
Foreign Transaction Fee None
Return Payment Fee Up to $27


Welcome Bonus

Earn 20,000 points after you spend $1,000 in the first 3 months.

All Purchases

1.5 points per dollar

No cap on spending

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Great card to have!
by cgreene49
Helpful to 20 out of 20

I applied for the card on 6/21 and got pending approval for review. I'm so happy BofA didn't outright approve the card without first checking credit information to verify my identity. I never received a phone call but did receive an "Congratulations... you've been approved" email on 7/5 (with 7-10 business days to receive card in mail)!! ! I have AMEX PRG card, AMEX Everyday card, CAP1 QuickSilver VISA (has MC but transferred credit limit and closed it), CAP1 Venture ONE, CAP1 Classic MC, PayPal Credit, Synchrony Google and Ashley's Furniture, and BofA Cash Rewards ($4,500). NOW, approved for BofA Travel Rewards for $13,000 with a TU of 723 and EQ of 684 and FICO in mid 700s! I'm only disappointed that I won't receive the card in mail before I leave for Sydney Australia on 7/8/17. As a side note, I haven't received the physical card yet but checked my BofA checking and Cash Rewards accounts today and saw that they have already added the new card to my online account profile. That's how I found out the credit limit granted to me!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
It does not have proper protection.
by Anonymous
Helpful to 71 out of 80

I was in Paris and when I checked out of my hotel, they made a $18,000.00 error in the bill.  I was not contacted and they allowed the charge.  It was even over my limit.  Now I am fighting a battle with disputing the charge When it is over, I plan to cancel the card.  Be careful!!!!!

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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2017 through December 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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