Platinum Delta SkyMiles® Business Credit Card from American Express

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  • Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Terms and limitations apply
  • Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
  • No Foreign Transaction Fees.
  • Visit our credit card partner’s site in order to learn more and securely apply for The Platinum Delta SkyMiles®  Business Credit Card from American Express
Annual Fee:
$195
Purchase Intro APR:
N/A
Purchase Regular APR:
15.74% - 19.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.74%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.74%
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee $38

Rewards

Sign-Up Bonus

Earn 35,000 miles after you spend $1,000 in 3 months.

All Purchases

1 mile per dollar

No cap on spending

Airfare

2 miles per dollar

Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
SLindsey07
by SLindsey07

So far I have no complaints with this card. Yes, the fee is a little steep, but the fact that I can pay for lounge access at a reduced rate without having to be flying business (or with someone flying business) is a nice perk, plus there is one free companion voucher per year, so my husband or son can join me for a trip for "free". Personally, I have been super happy with AMEX and the partner offers that have easily saved me the annual fee's worth of money on items I would have purchased anyway. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
FNinja08
MISLEADING TERMS, BONUS, BENES.
by FNinja08
Helpful to 1 out of 2

This is NOT an American Express Platinum card...not even close:

     - The Welcome Bonus is misleading and takes at least 6-8 weeks to take effect. Make sure you read the fine detail (if you can find it.)

     - Only 5,000 of the bonus miles are MQMs which count toward Delta Elite status. The rest can only be used on Delta merchandising or donated to charity.  It turned out that this card didn't benefit me at all. 

     - When I called the number on the card, the woman didn't understand the benefits of the card. I was transfered three times before someone could answer me. 

     - Sky high interest rate. Membership fee of $195 seems rediculous considering I don't carry a balance.

     - Despite being branded as a Platinum American Express, this card DOES NOT entitle you to enter the Delta Sky Club Lounges or ANY elite airport lounge.  (Centurion is a far better lounge anyway.) 

     - I have platinum Visa cards with better benefits (minus the delta tie in), a much lower rate, and NO yearly fee.  Why would someone want this card if it doesn't provide them with more than $200 worth of benefits?

     - It's possible that this card allows lower FICO scores to get credit. I don't know. 

I should have visited this site before I applied!  I would be better off with the Platinum Amex standard card and I intend to close this one as soon as I can get someone on the phone.


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‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from August 2016 through January 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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