American Express® Business Gold Card
19 Reviews
Rewards rate
1x - 4x
Points per dollar
Annual fee
$375
Welcome bonus
0 - 200,000
Points Find out your offer
Editors' bonus value estimate
$0 - $2,280
Additional rates and fees
Annual fee
$375
Intro purchase APR
N/A
Regular purchase APR
17.74% - 28.49%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
N/A
Cash advance fee
N/A
Late fee
$39 or 2.99% of any past due Pay in Full amount, whichever is greater.
Penalty APR
29.99%* Variable
Balance transfer fee
N/A
Foreign transaction fee
None
Return payment fee
$39
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com or the Amex Travel App™ using your Business Gold Card.*
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
- The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
- *Terms Apply